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Mariah Smith | Royale Blogs Blog

Tuesday, October 14, 2025   /   by Mariah Smith

Government Shutdown and YOU

 
What the Government Shutdown Means for Your Move!
 
At Royale Real Estate, we know that news about the federal government shutdown—the first one in six years—can create layers of confusion and uncertainty when you are planning a major life event like buying or selling a home. We are here to break down exactly what this means for your real estate plans and to help you navigate these choppy waters together!
 
Here is your straightforward guide to the shutdown’s impact:
 
 
1. Good News for Buyers: Rates Might Actually Go Down!
 
It might seem backward, but the uncertainty caused by the shutdown could actually lead to favorable interest rates for you.
Flight to Safety: When economic times feel uncertain, institutional investors tend to pull money out of the stock market and look for assets considered safer, like bonds and mortgage-backed securities (MBS).
Yields Drop: This increased demand for bonds causes bond yields to fall. ...

Friday, September 12, 2025   /   by Mariah Smith

Help! How do I navigate a real estate breakup?!

When One Co-Owner Wants to Sell: What Coachella Valley Homeowners Need to Know
Co-owning a home in the Coachella Valley can be a dream come true—whether it’s a vacation property shared between siblings, a retirement home purchased with a partner, or an investment split between friends. But what happens when one person wants to sell, and the other doesn’t?
It’s a situation we see more often than you’d think at Royale Real Estate. Life changes, priorities shift, and sometimes, even the best-laid plans need to be reworked. If you’re in this boat, here’s what you need to know to navigate the process with clarity and confidence.
First Things First: What Kind of Co-Ownership Do You Have?
Before you make any moves, it’s important to understand how your property is legally held. Most homes are owned either as:


Joint Tenancy – Equal ownership with rights of survivorship. If one owner passes away, the other automatically inherits t. ...

Saturday, August 16, 2025   /   by Mariah Smith

VA Loan Reform Act Becomes Law: What It Means for Veterans and the Housing Market

At Royale Real Estate, we believe knowledge is power—especially when it comes to homeownership. A new law just signed by the President is big news for veterans, real estate professionals, and the housing market as a whole. It’s called the VA Home Loan Reform Act (H.R. 1815), and it’s packed with changes that make buying—and keeping—a home more accessible for those who have served.

Let’s break down what’s in the law, why it matters, and how it could affect your next move.

1. Stronger Foreclosure Protection for Veterans

Life happens—and sometimes, that means falling behind on mortgage payments. Before this law, VA borrowers who hit tough times had fewer options to avoid foreclosure.

Now, the VA can advance funds to cover missed payments through a new permanent partial claim program.



The missed payments aren’t forgiven, but they’re added as a second lien, meaning the homeowner doesn’t have to refinance ork ...

Sunday, March 9, 2025   /   by Mariah Smith

The Benefits of Spring Cleaning: Refresh Your Life

Spring cleaning is more than just a tradition; it's a chance to refresh your home and life. As the seasons change, it's the perfect time to declutter, organize, and rejuvenate your space. Here are some benefits of spring cleaning and how it can positively impact your life.


1. Boosts Mental Health


A clean and organized environment can significantly improve your mental well-being. Clutter can be overwhelming and stressful, while a tidy space promotes relaxation and focus. By clearing out unnecessary items, you create a peaceful atmosphere that can reduce anxiety and improve your mood. The act of cleaning itself can be meditative, providing a sense of accomplishment and control.


2. Increases Productivity


An organized space leads to increased productivity. When everything is in its place, you spend less time searching for items and more time focusing on tasks. This efficiency can lead to better time management and a more productive day. A clean workspace can also in! ...

Friday, November 8, 2024   /   by Mariah Smith

Hiking in the Desert

Hiking in the Coachella Valley is an adventure you won't forget. This stunning desert landscape offers breathtaking views and unique experiences. Known for its diverse scenery, the valley features towering palm trees, rugged mountains, and vast desert expanses. The vibrant colors of sunrise and sunset paint the sky in hues of orange, pink, and purple, creating a picturesque backdrop for your journey.

Whether you're a seasoned hiker or a beginner, there are trails for everyone. Indian Canyons offer lush oases and ancient rock formations, while Joshua Tree National Park provides a surreal landscape dotted with iconic trees. Each trail presents its own challenges and rewards, making every hike a unique experience. Keep an eye out for bighorn sheep, coyotes, and a myriad of bird species. These encounters add excitement and wonder to your hike, showcasing the rich biodiversity of the desert.

Hiking in the Coachella Valley is not just about physical activity; it's also a chance to di; ...
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